Managed Investments

Statistics show that most South Africans are unable to achieve their desired retirement lifestyle due to insufficient savings. Our mission is to ensure that our clients achieve their financial goals and that they are financially secure throughout their retirement years.

Our investment principles and process can help shine a light on your investment making decisions whether you are reviewing your existing investments or considering making new investments. Our dependable process provides a road to follow regardless of market movements.

The creation and preservation of wealth is not a static exercise and wealth objectives differ for each and every client – private individuals, corporates or trusts – with these objectives changing through life.

The particular lifestyle aspirations, goals and needs of a client will dictate the specific investment approach we follow with diversified portfolios being the core to help manage investment risks.

Continual reviewing ensures that we always have an up to date understanding of our clients’ aspirations, needs and goals. Any necessary changes to their investments are swiftly and easily effected ensuring that the two are always aligned, no matter the stage of life of the client.

If your business is worth anything, it’s worth insuring.

Risk Assessment

The emphasis is on protecting the business and the business owner’s equity and interests. This includes that the security of the business is assured in the event of the owner’s illness, disability or death. We ensure that the appropriate compensation schemes, funding mechanisms and legal agreements are in place. The complex tax and legislative requirements are appropriately considered.

Suretyship protection – Raising finance can be critical to sustain the operations and growth of ones business. When doing so owners usually have to sign personal surety on behalf of their businesses. Death of a business owner could affect the security of a family. In order to separate personal financial need from business obligations, we implement suretyship protection.

Key staff members – Many business owners recognise their staff to be their most valuable asset. How would the death of key staff member impact financially on the business? How can the business protect itself? The solution could be to insure these individuals.

Business Continuity – Many people spend a great deal of time and effort establishing and operating their biggest asset, a business. An untimely death could mean that this asset could be lost to their family, and dependants could be left in an awkward financial position. To avoid this possibility business continuity plans can be implemented.

Buy and sell cover agreements

Contingent liability cover and agreements

Loan account redemptions

Business overheads cover

Key person cover

Loan account protection

Surety protection

Financial solutions that are built to suit your needs and not the other way around.